Money tips
- Set up a bank or building society account.
- Learn how to budget: work out your income and your expenditure and keep written records of both, so you are constantly in the picture.
- Try hard to save money when times are good – perhaps by keeping a specific goal in mind. That way you will have something to fall back on when times are hard.
- Check your outgoings regularly and make sure you are not committing yourself to spending more than you've got coming in.
- Shop around to get the best deals.
- Learn the jargon – make sure you're clued up on the language of finance.
- Take responsibility – don't expect family and friends to bail you out if you run short of cash.
- Check out our links for more information on managing your money.

